StellerVista Credit Union | Calculators – StellerVista

Mortgage Cost Estimator

Home price ($)
Down payment ($)
Annual interest rate (%)
Amortization (years)
Payment frequency
First-time home buyer?
Will this be your principal residence?
Is any owner age 65 or older?

This calculator provides estimates for illustrative purposes only and does not represent a mortgage approval, commitment, or offer of credit. BC Property Transfer Tax, home owner grants, and monthly costs are simplified estimates only.

Loan Payment Estimator

Loan amount ($) Interest rate (%/year) Term (years)

Your loan at a glance

Estimated monthly payment

$0.00

Total of all payments

$0.00

Enter a loan amount, rate, and term to see how much interest you’ll pay.

This calculator is a simple estimate for illustration only and doesn’t represent a loan approval or offer.

Savings & Retirement Income Calculator

Estimate how your savings and regular contributions could grow over time, and how that might translate into annual income in retirement alongside CPP, OAS, and other income.

1. Your timeframe

Current age

Planned retirement age

2. Savings and investing

Name

Current savings ($)

Monthly contribution ($)

Expected annual return before retirement (%) Your own estimate, before fees and inflation.

Contribute until age Optional. Leave blank to contribute right up to retirement age.

Name

Current savings ($)

Monthly contribution ($)

Expected annual return before retirement (%) Leave blank if you’re not using this investment.

Contribute until age Optional. Leave blank to contribute right up to retirement age.

Name

Current savings ($)

Monthly contribution ($)

Expected annual return before retirement (%) Optional. Only needed if you use this row.

Contribute until age Optional. Leave blank to contribute right up to retirement age.

Name

Current savings ($)

Monthly contribution ($)

Expected annual return before retirement (%) Optional. Only needed if you use this row.

Contribute until age Optional. Leave blank to contribute right up to retirement age.

Name

Current savings ($)

Monthly contribution ($)

Expected annual return before retirement (%) Optional. Only needed if you use this row.

Contribute until age Optional. Leave blank to contribute right up to retirement age.

3. Income in retirement

Target annual retirement income ($) Optional. Add a target to see if you’re on track.

Expected annual return on savings in retirement (%) Used to estimate how much annual income your total savings might support in retirement (by spending the earnings and possibly some principal).

Plan to draw from savings until age For example, age 90 or 95. Used for the year-by-year projection and goal check.

CPP work history Used to estimate your CPP benefit in future dollars (assumed to start at age 65).

OAS eligibility Used to estimate your Old Age Security benefit (assumed to start at age 65).

Other guaranteed income per year ($) For example, a defined benefit pension. Optional.

Age this income begins Optional. Leave blank to assume it starts at your retirement age.

Business or rental income per year ($) Optional. For example, net income from a small business or rental property.

Age this income begins Optional. Leave blank to assume it starts at your retirement age.