Looking back on 2025, this annual report shares our experiences and progress in a year marked by strong financial performance, important transformational investments, and a renewed commitment to an independent and local future as a small, community-based credit union.

As a cooperative, we believe in the power of community and the importance of keeping members informed. Through all the ups and downs of our recent transition, we hope members have felt informed and continue to take advantage of our ongoing communications, like this one, to gain insight into how we plan to meet the steep demands of tomorrow while staying true to our roots. Local, relationship-oriented service is what matters most to our members, and it is why we are working through so much, so quickly, to ensure the foundation is strong for StellerVista and the communities we serve. Our strategy differs from many of our peers, and while the work required to achieve this local longevity is challenging, we are confident we are now well positioned for the long term.

As always, please feel free to inquire further on any topics covered in this report (or not covered), in person, by phone, or by emailing us at [email protected].

You can also visit the About Us section of StellerVista.com to find more information about our credit union, a resource that is continuously updated.